Tim regularly represents UK, European and international banks, insurers, investment firms, asset managers, investment platforms, FinTechs and other (traditionally) non-financial entities on many elements of UK financial services regulation.
Tim has extensive experience advising on large strategic and regulatory change projects, such as advising a major UK bank on its response to the UK ring-fencing requirements and its approach to the Resolvability Assessment Framework and advising a wide range of financial institutions on their implementation of the consumer duty. Tim has also advised on a number of major international public and private M&A deals involving financial institutions.
Tim has a comprehensive understanding of the UK and EU financial regulatory regimes and regularly advises on the regulatory perimeter, prudential and conduct regimes for the full range of financial institutions from established multinationals to start-up firms.
He has advised a number of Fintechs at various stages of their development on expansion plans and how best to manage risk associated with operating in a regulatory environment, especially as they are achieving, or once they have achieved, scale.
Tim has served as the interim GC of an FCA-registered cryptoasset exchange and brokerage and has extensive experience of advising on the regulation of crypto and other digital assets.
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Tim’s recent experience (from his previous firm) includes advising:
- a major UK bank on its acquisition of the banking book of a major UK retailer
- a major UK bank on its acquisition of a mortgage lending and origination platform
- a major international insurer on its joint venture to create the largest insurer in Africa
- on the UK implications of the crisis in confidence in Credit Suisse Group
- on a number of recommended and hostile high-profile public M&A deals
- a large e-money issuer on various transformation projects, including the restructuring of its safeguarding arrangements
- a major international bank on its joint venture to create an institutionally-focused cryptoasset exchange and brokerage
- on the establishment of a UK infrastructure-focused investment facilitator
- a major international insurer on its acquisition of a competitor’s UK general insurance business
- Tim is ranked as a ‘Rising Star’ in the latest edition of Legal 500 and is ‘…noted for his expertise in transactional structuring and the UK bank ring-fencing regime’
- Trustee, upReach Charitable Company
- Member, FMLC Finance and Technology Scoping Forum
- LPC, BPP Law School, 2009-2010
- GDL, BBP Law School, 2008-2009