Insurance and Retirement Products Insurance Distribution

We know that doing so in the highly regulated world of life insurance, annuity and retirement savings can be complex and difficult. We have decades of experience helping organizations like yours navigate the maze of different laws and regulations that apply to life and retirement products and the complex business relationships involved in the development, registration, distribution and sale of such products.

From a legal perspective, we can cover every aspect of your business, helping you bring new products to market. We can advise you on the regulatory issues involved in product design and negotiate and execute complicated distribution/bancassurance arrangements. We are well placed to work on the legal and regulatory requirements of the marketing and branding of your products, and with the sensitive area of data collection and processing. In addition, we can advise on tax issues that may arise and regularly advise organizations on the capital implications of new products, and on initial and ongoing compliance with securities laws.

We work with the entire spectrum of insurance and retirement savings products and market participants. Our clients span the industry and include insurance companies of all sizes, registered investment advisors and broker/dealers, as well as mutual funds, banks and other financial institutions and intermediaries.

Different products require different approaches, and our broad client base and deep experience give us the acumen needed to find the correct solutions, even for new or innovative product types. Recently, we have helped a life insurance company put together an immediate needs annuity, a new product to cover care home expenses and we’ve worked with insurance companies to successfully launch registered index-linked annuities, now the fastest growing annuity product in the US.